휴대폰을 통해 온ㆍ오프라인 환경에서 다양한 서비스를 이용함에 따라 인증정보, 지불정보, 신분증, 정태적/동태적 개인정보, 선호정보 같은 모바일 ID 관리가 중요해지고 있다. 모바일 ID는 휴대성, 이동성, 항시성, 오프라인 상호작용, 고부가가치 등 기존의 ID개념과는 차별되는 특성을 갖는다. 이에 따라 모바일 ID보안 기술, 모바일 ID사용 기술, 모바일 ID 기반 서비스 기술 등 새로운 ID 관리 기술이 요구되고 있다. 스마트 지갑은 모바일 ID의 보안과 프라이버시 강화, 안전하고 편리한 사용 및 고부가 ID 기반 서비스 개발을 위한 퍼스널 모바일 ID 플랫폼으로써 온ㆍ오프라인에서 안전하고 편리하게 신원확인, 인증, 지불하고 개인정보를 능동적으로 보호 및 이용할 수 있게 해주는 휴대 단말이다. 다양한 활용 분야를 가지며, 주민번호 유출 도용, 동태적 개인정보보호 같은 국가적 아젠다를 해결하는 역할을 하며, 솔루션 시장 창출과 서비스 활성화 등 경제적 파급효과도 막대할 것으로 예상된다.
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